The Employee Provident Fund (EPF) is a crucial savings scheme for employees, helping build a retirement corpus over time. Checking your EPF balance regularly ensures you stay updated on your savings progress. Let’s explore simple steps for employees to check their EPF balance online effortlessly.
1. Register on the EPFO Portal
- Visit the EPFO Website: Access the official EPFO portal (epfindia.gov.in) on your web browser.
- Click on ‘Member Portal’: Navigate to the ‘Member Portal’ section on the EPFO homepage.
2. Login to Your EPF Account
- Enter UAN and Password: Use your Universal Account Number (UAN) and password to log in to your EPF account.
- Security Captcha: Complete the security captcha verification to proceed securely.
3. View EPF Balance
- Dashboard Access: Upon successful login, you will land on your EPF account dashboard.
- Click on ‘View Passbook’: Locate and click on the ‘View Passbook’ option to check your EPF balance details.
4. Check EPF Contributions and Interest
- Contributions Summary: The passbook displays your EPF contributions made by you and your employer.
- Interest Earned: It also reflects the interest earned on your EPF balance over time.
5. Download EPF Passbook
- PDF Format: You can download your EPF passbook in PDF format for future reference.
- Print or Save: Print or save the downloaded passbook for record-keeping or tax purposes.
6. Use EPFO Mobile App
- Download the App: Install the EPFO mobile app on your smartphone from the respective app store.
- Login and Access Balance: Log in using your UAN and password on the app to access your EPF balance anytime, anywhere.
7. EPF Missed Call Service
- Registered Number: Ensure your mobile number is linked to your EPF account.
- Give a Missed Call: Dial the EPF missed call number from your registered mobile number to receive your EPF balance via SMS.
8. SMS Service for EPF Balance
- Format: Send an SMS in the prescribed format from your registered mobile number to the EPFO designated number.
- Receive Balance Details: You will receive an SMS with your EPF balance details on your mobile phone.
Checking your EPF balance online is a simple yet crucial task for employees to track their retirement savings. By following these easy steps via the EPFO portal, mobile app, or using SMS services, employees can stay updated on their EPF contributions, interest earned, and overall savings progress effortlessly. Regularly monitoring your EPF balance ensures financial awareness and helps in effective retirement planning. Stay proactive, utilize digital tools, and leverage EPF services to manage your retirement savings efficiently.
